Category: Carrier Updates

John Hancock Introducing the New and Improved Protection IUL ’18

LOWER PREMIUMS. CASH VALUE GROWTH. POWERFUL LIVING BENEFITS. Product highlights: • Broadly improved premium solves • Strong downside protection in lower return years • Enhanced indexed account suite — with higher guaranteed multipliers beginning in year 1 • Competitive no-lapse guarantee durations • The John Hancock Vitality Program — now available up to issue age 90 Protection IUL ‘18 has improved in almost all scenarios for your clients. If you have a pending case in New Business, we encourage you to run a Protection IUL `18 illustration to see if your client will benefit from the new product’s improvements. Available today on JH Illustrator and Winflex in all states except CA, DE and NY. Protection IUL ‘15 will continue to be offered through November 30th. Click here for full transition rules and new business information....

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Lincoln Term Reprice

•  Now Available – Lincoln LifeElements® Level Term (2017) – 11/12/18 •  Now Available – Lincoln TermAccel® Level Term – 11/12/18 •  Consideration and flexibility for new Voya applications •  Enhanced Variable Product Underwriting Program – Available for a Limited Time •  Medical Exam Requests – Best Practices for Year-End •  Form Updates •  2018 End of Year Commitment and Guidelines – Underwriting & New...

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