Advanced

Planning

Tools

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Solving your client’s complex problems is only one call away

We understand the unique challenges your clients face, and our expertise in retirement planning, estate planning, business succession, and much more means no scenario is too complicated and no case too large for you to take on.

Every case we design is constructed with your client’s best interests in mind, considering all possible scenarios. Our team often discovers additional planning opportunities that may have otherwise been overlooked.

Schedule a call with Luke Ramsey to review your case and help your clients get their planning moving in the right direction.

The Ultimate Advanced Planning Resource Tool

When you partner with The ASA Group, we provide access and resources to help you grow your business and take care of your clients.

Our advanced markets resource center provides non-branded advanced planning marketing PDFs. You can use these PDFs to present advanced planning ideas in a non-branded format.

You can click the button to access our tools and contact our team if you have any questions about the planning concepts.

Advanced Markets Resource

To gain access simply click on the button.

Advanced Planning PDFs

Irrevocable Life Insurance Trust (ILIT)

An ILIT (Irrevocable Life Insurance Trust) is a permanent trust that owns life insurance policies, offering tax benefits and protecting assets.

ILIT PDF

Spousal Limited Access Trust (SLAT)

A Spousal Limited Access Trust (SLAT) is an irrevocable trust where one spouse gifts assets to benefit the other spouse and reduce estate tax.

SLAT PDF

Grantor Retained Annuity Trust (GRAT)

A GRAT (Grantor Retained Annuity Trust) is an irrevocable trust allowing the grantor to receive fixed annuity payments while transferring assets to beneficiaries.

GRAT PDF

Business Valuation Sample

A Business Valuation shows the estimated monetary worth of a company, helping to determine its fair market value for sale, purchase, or financial decision-making.

Sample Valuation PDF

Buy-Sell Comparison

John Hancock - Buy-Sell Arrangement Client Guide

This PDF will display the differences between various buy-sell agreements regarding ownership transitions and potential outcomes.

Buy-Sell Comparison PDF

Key Person

Key Person Insurance protects a business by providing financial support if a vital employee or owner passes away, ensuring continuity and stability.

Key-Person Insurance PDF

101(j) Comprehensive Advisor Guide

This PDF provides a comprehensive guide to IRS Tax Code §101(j), which outlines the tax implications and compliance requirements for employer-owned life insurance policies, including notice and consent obligations, reporting requirements, and potential penalties for non-compliance.

101(j) Advisor Guide

Additional Planning Resources

Financial Objectives Discussion Guide

Understanding Life Insurance (Protection for the Unexpected)

Life Insurance for Short Term Needs

Supplemental Life Insurance Retirement Planning

Life Insurance in Retirement Planning Success Strategy

John Hancock Business Insurance Guide: This guide is intended to give you an expansive overview of the business insurance market and why you should embrace working with business owners as part of your practice. There are many ways purchasing life insurance can benefit business owners and this guide can provide you with the questions to ask them in order to understand, meet, and address their needs. Whether you are new to the business insurance marketplace or a seasoned veteran, there is sure to be something here that can help you expand your business insurance practice. It’s as easy as: developing relationships, asking questions, listening to answers carefully and solving problems.