2019 Trustees Report Has Been Released Keeping this letter short, I will start with an opinion. Elected officials in Washington, DC have kicked the can year after year after year after year. They have shown neither the courage nor desire to handle this touchy subject....

He Still Hates Annuities – NAFA Rebuts to USA Today In an annuity webinar we conducted earlier this year, we made mention of Ken Fisher’s attitude toward annuities. There is no need for me to regurgitate my own arguments, I think NAFA has done a fine job in their...

Due to market conditions, most fixed, cap, participation and multi-year guarantee annuity rates will decrease, and margins will increase. Plus, Performance Choice® 12 Plus premium bonus changes from 5% to 3%.1 (See footnote for North Dakota variation)

Many boomers are underestimating the amount of annual retirement income they may need…. Equity markets, interest rates, commodities and real estate will do what they do. Given whatever the current conditions and forecasts, we do our best to help manage client...

Proposed Retirement Legislation Speeds Up Distribution of Inherited IRAs   We recently wrote a newsletter discussing the intricacies of inherited IRAs for non-spousal beneficiaries. Recall that one option is to allow the beneficiary to “stretch” the IRA distributions...