Annuity Training Requirements
Important: Please verify all State Requirement information with your state or governing board. All information is subject to change without notice and is dependent solely on ongoing state processes.
Contact our annuity department prior to dating any applications if you are unsure of your training requirements.
The following states require completion of a 4 hour NAIC approved annuity training course prior to soliciting business:
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
Last updated 5/15/2019
The following states have unique training requirements which must be met prior to soliciting business.
|State||Initial Training||Ongoing Training||Reciprocity|
|California||8 Hours||4 Hours||Non-Reciprocal|
|Iowa||4 Hours (Fixed)||4 Hours (Fixed & Indexed)||Non-Reciprocal|
|Texas||4 Hours||8 Hours||RegEd Course 390|
** Annuity and Product Specific Training Available Online with Quest CE!
Applications taken with the following carriers (regardless of state) require carrier specific training prior to soliciting business.
Allianz (STD & PREF Products)
|ForeThought (Global Atlantic)|
|American Equity||Great American|
|American General||National Western|
|American National||North American|
|Colorado Bankers||New York Life|
|Fidelity & Guaranty|
Protective will require training on indexed annuity sales for all producers regardless of state NAIC adoption.
Please review this information regarding enhancements to Protective Life’s Annuity Suitability Program, including an enhanced Suitability Questionnaire for Fixed Annuities effective June 17, 2019.
See also: State Required Annuity Training
Applications taken in the following states (regardless of carrier) require carrier specific training prior to soliciting business.
|Mississippi||Nebraska||New Hampshire||New Jersey|
|New York||North Dakota||Ohio||Oklahoma|
|Oregon||Rhode Island||South Carolina||South Dakota|
Please Note: If business is solicited in a non-resident state, then both the resident and non-resident state requirements must be met prior to soliciting business.