Annuity Training Requirements

Important: Please verify all State Requirement information with your state or governing board. All information is subject to change without notice and is dependent solely on ongoing state processes.

Contact our annuity department prior to dating any applications if you are unsure of your training requirements.

       The following states require completion of a 4 hour NAIC approved annuity training course prior to soliciting business:

  1. Alabama
  2. Alaska
  3. Arizona
  4. Colorado
  5. Connecticut
  6. DC
  7. Delaware
  8. Georgia
  9. Hawaii
  10. Idaho
  11. Illinois
  12. Indiana
  13. Iowa
  14. Kansas
  15. Kentucky
  16. Louisiana
  17. Maine
  18. Maryland
  19. Massachusetts
  20. Michigan
  21. Minnesota
  22. Missouri
  23. Montana
  24. Nebraska
  25. Nevada
  26. New Hampshire
  27. New Jersey
  28. New Mexico
  29. North Carolina
  30. North Dakota
  31. Ohio
  32. Oklahoma
  33. Oregon
  34. Pennsylvania
  35. Rhode Island
  36. South Carolina
  37. South Dakota
  38. Tennessee
  39. Vermont
  40. Virginia
  41. Washington
  42. West Virginia
  43. Wisconsin
  44. Wyoming

 

Last updated 5/15/2019

The following states have unique training requirements which must be met prior to soliciting business.

State Initial Training Ongoing Training Reciprocity
California 8 Hours 4 Hours Non-Reciprocal
Iowa 4 Hours (Fixed) 4 Hours (Fixed & Indexed) Non-Reciprocal
Texas 4 Hours 8 Hours RegEd Course 390

** Annuity and Product Specific Training Available Online with Quest CE!

 

  Applications taken with the following carriers (regardless of state) require carrier specific training prior to soliciting business.  

Allianz (STD & PREF Products)

ForeThought (Global Atlantic)
American Equity Great American
American General National Western
American National North American
Ameritas Reliance Standard
Athene Sagicor Life
Equitrust New York Life
Fidelity & Guaranty Oxford

Protective will require training on indexed annuity sales for all producers regardless of state NAIC adoption.

Please review this information regarding enhancements to Protective Life’s Annuity Suitability Program, including an enhanced Suitability Questionnaire for Fixed Annuities effective June 17, 2019. 

 

See also: State Required Annuity Training

Applications taken in the following states (regardless of carrier) require carrier specific training prior to soliciting business.

Alaska Colorado Connecticut DC
Florida Hawaii Idaho Illinois
Indiana Iowa Kansas Kentucky
Louisiana Maryland Michigan Minnesota
Mississippi Nebraska New Hampshire New Jersey
New York North Dakota Ohio Oklahoma
Oregon Rhode Island South Carolina South Dakota
Utah Washington West Virginia Wisconsin
Wyoming

Please Note: If business is solicited in a non-resident state, then both the resident and non-resident state requirements must be met prior to soliciting business.