Category: Announcements

The Many Uses of Life Insurance and The Moral Obligation to Provide Protection

As a financial advisor you know the important role that life insurance can play in a financial plan. Life insurance can be used in a dizzying number of ways to protect families and businesses from loss, as well as provide living benefits to retirees or individuals with chronic terminal illnesses. Speaking earnestly with your clients about their current and anticipated lifestyle, family structure and financial goals will help you uncover great opportunities to meet their needs and provide valuable protection for years to come. Life Insurance, The Swiss Army Knife of Financial Products. You can use life insurance to: Provide a death benefit Provide income to survivors Secure a line of credit Fund a buy-sell agreement Guarantee future insurability Equalize an inheritance Pay estate taxes Create an estate Give to charity Supplement college, retirement and other expenses Pay funeral and last expenses Pay mortgages and debts Provide an employee benefit Protect a business from financial loss The Moral Obligation to Provide Protection Most people assume major responsibility for the support and maintenance of their dependent children during their lifetime. In fact, they consider it one of the rewarding experiences of life. In any case, the law attaches a legal obligation to the support of a spouse and children. Thus if there is a divorce or a legal separation, the court will normally decree support payments for dependent children and...

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Incorporate More Marketing Activities During Life Insurance Awareness Month.

Incorporate More Marketing Activities During Life Insurance Awareness Month. Life Insurance Awareness Month isn’t just valuable for consumers. It also presents a huge opportunity for insurance agents. Sell more insurance by incorporating more marketing activities during Life Insurance Awareness Month. Take advantage of online marketing tools There are many places online where you can find customizable marketing materials such as: Needs calculators Educational videos & Real Life Stories Flyers and brochures Where to find them LifeHappens.org – Unbiased consumer materials including flyers, social media content and Real Life Stories. Carrier Websites – Most life insurance carriers offer resources for LIAM. Log into your agent portal and check out what’s there. In most cases, you can also contact the sales desk at the company to request materials. You may also want to check out one of our previous posts, containing a repository of Carrier Microsites. Cater to your audience Understanding your audience has profound implications for your marketing strategy and beyond. Meet with your clients and be sure to learn the following: What are their most urgent and pressing concerns? Perform a needs analysis and talk with your clients about what keeps them up at night. Whether it’s continuing to pay bills in the event of a disability, or passing on a legacy to their heirs, each client has their own unique fears and concerns that you can help to...

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Webinar: Annuities Are More Powerful Than You Think

Webinar: Annuities Are More Powerful Than You Think PRESENTED BY David Smith, Vice President of Annuities for The ASA Group DATE: Thursday, September 20, 2018 TIME:  10:00 AM – 10:30 AM CST In this quick, 30-minute presentation we will cover the following topics: The Evolution of Annuity Products. Tax Friendly or Tax Free Distributions from Non-Qualified Annuities? Annuity Solutions for Clients Over the Age of 90. Unique, Very Large Annuity Case Capabilities Investment Bank Designed and Branded Crediting Strategies. REGISTRATION Name Name Company Email Address Best Contact Number Questions or Comments?   ADD TO YOUR CALENDAR After registering, you will receive a confirmation email containing information about joining the...

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Carrier Marijuana Guidelines

According to the National Institute of Health, marijuana is the most commonly used illicit drug. As more and more states move to legalize marijuana use for either medicinal or recreational purposes, it’s important to understand and discuss underwriting implications with your clients. Currently, there are 9 states where marijuana is legal for recreational use and 30 states where marijuana has been approved for medicinal use.   If you have a client who uses marijuana, our sales team can help you determine the best insurance company to use based on methods of ingestion and frequency of use. Contact us today for an easy to use quick reference guide! Sales@theasagroup.com (501)...

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