Category: Education

Industry Links

Posted by | Sep 14, 2018 |

Please note: This list is provided for your convenience and does not imply ASA Group sponsorship or approval of these sites. When you access any of these sites, a new browser tab will open. Business Growth and Management www.advancingwomen.com – Advancing Women www.conference-board.org – The Conference Board www.entreworld.org – Entre World www.ideacafe.com – Idea Cafe’ www.marketingsource.com – The Marketing Resource Center www.mbda.gov – Minority Business Development Agency www.dol.gov/ebsa – Employee Benefits Security Administration www.fourmilab.ch/ustax/ustax.html – Tax Code On-Line www.irs.ustreas.gov/bus_info/index.html – Tax Info for Business Government Organizations www.bls.gov – Bureau of Labor Statistics www.doc.gov – Department of Commerce www.dol.gov – Department of Labor www.ftc.gov – Federal Trade Commission www.irs.gov – Internal Revenue Service www.ita.doc.gov – International Trade Administration www.osha.gov – Occupational Safety & Health Administration www.uspto.gov – Patent and Trademark Office www.usps.gov – Postal Service www.sba.gov – Small Business Administration www.ssa.gov – Social Security Administration Industry Organizations www.ambest.com – A.M. Best www.lifeinsuranceselling.com – Life Insurance Selling www.loma.org – LOMA www.nationalunderwriter.com – National Underwriter www.naic.org – National Association of Insurance Commissioners www.theamericancollege.edu – Learn about LUTCF and Other Insurance Courses www.kaplanfinancial.com – Insurance and Securities Education and Compliance Solutions www.acli.com – American Council of Life Insurers www.limra.com – LIMRA www.aria.org – American Risk and Insurance Association www.aalu.org – Association for Advanced Life Underwriting wwww.fpanet.org – The Financial Planning Association www.gamaweb.com – GAMA International www.iiaa.org – Independent Insurance Agents of America www.imca.org – Investment Management Consultants Association www.iarfc.org – International Association of Registered Financial Consultants www.life-line.org – Life and Health Insurance Foundation for Education www.mdrt.org – Million Dollar Round Table www.nafep.com – National Association of Financial & Estate Planning www.nailba.org – National Association...

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Disability Insurance

Posted by | Sep 4, 2018 | |

What is Disability Insurance? Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary’s earned income against the risk of disability. For example, the worker may suffer from an inability to maintain composure in the case of psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. Statistically speaking… According to a study by Cornell University, in 2016, an estimated 12.8 percent of non-institutionalized, male or female, all ages, all races, regardless of ethnicity, with all education levels in the United States reported a disability. In other words, 40,890,900 out of 319,215,200 non-institutionalized, male or female, all ages, all races, regardless of ethnicity, with all education levels in the United States reported a disability. DI Conversation Strategies There are many ways to frame the DI conversation with your clients. Carol Harnett, president of the Council for Disability Awareness, likes to keep the topic “consumer-centric.” Watch this animated ON-Trac training session to hear how she tells the DI story. Disability Insurance Resources Educational Resources for DI Consumer Marketing Concepts & Microsites Carrier Specific Information May is Disability Insurance Awareness Month Physician DI Insurance Coordination of Group/Individual LTD Request an Illustration Paper DI Illustration Request Online DI Illustration...

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Long Term Care Insurance

Posted by | Aug 21, 2018 |

What is Long Term Care? Long-term care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living (ADLs). Other common long-term care services and supports are assistance with everyday tasks, sometimes called Instrumental Activities of Daily Living (IADLs). Compare Long Term Care Costs Across the United States The Genworth Cost of Care Survey has been the foundation for long term care planning since 2004. Knowing the costs of different types of care – whether the care is provided at home or in a facility — can help you plan for these expenses. The 2017 survey, conducted by Carescout®, one of the most comprehensive of its kind, covering 440 regions across the U.S. and based on data collected from more than 15,000 completed surveys. Long Term Care Solutions Traditional With traditional long term care insurance, you have the flexibility to customize your policy to fit your need. For example, you choose the exact amount of coverage you want. You also specify when you want your benefits to start and how long you’d like them to last. Typically, you pay an annual premium for life, although your premium payment period could be shorter. Also, premiums are not guaranteed to stay the...

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CPE Programs

Posted by | Aug 16, 2018 | , |

About CPE Provided by the ASA Group The ASA Group is a member of the Arkansas State Roster Program. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Topics Program Title Delivery Method # of CPE Credits Feild(s) of Study Is Your Employer Owned Life Insurance Taxable? §101(j) Compliance Group Live 1.0 Taxes Costly Mistakes in Life Insurance Planning Group Live 1.0 Taxes Current LTC Benefits Using Life Insurance and Annuities Group Live 1.0 Specialized Knowledge Ethics and Life Insurance Group Live 2.0 Behavioral Ethics Life Settlements Group Live 1.0 Taxes For additional information, please contact: Laura Baldwin lbaldwin@theasagroup.com (501) 224-7739 ext.208 NASBA Sponsor Identification Number: 140744 Host a CPE event Email Please submit your agency contact information and dates that you would like to host an event. Someone from our team will be in touch with you shortly. Company Name * Point of Contact Name * Best Phone Number * Email Address * Course Requested Is Your Employer Owned Life Insurance Taxable? §101(j) Compliance Costly Mistakes in Life Insurance Planning Current LTC Benefits Using Life Insurance and Annuities Ethics and Life Insurance Life Settlements...

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Are You Selling Indexed Universal Life Insurance?

Posted by | Aug 15, 2018 | ,

According to LIMRA’s 2017 Year-End Sales Survey, nearly a quarter of all life policies sold during the fourth quarter of 2017 were IUL. Consumers are increasingly drawn to IUL because they are concerned about outliving their retirement savings, and IUL has more potential to build cash value than many other fixed UL products. Below are resources you can share with your customers to help them begin thinking about the ways IUL may help protect their loved ones from loss and supplement their other financial plans. Contact The ASA Group Sales Team for support on a current case today! AIG, GUL/IUL Combo Sale AIG, IUL vs GUL Sales Idea AIG, How About More for Less? AIG, Income for Life Sales Idea AIG, Tax Diversification Sales Idea + Tax Diversification Video Lincoln, Exec Bonus Plan Case Study Lincoln, Strengthen Your Retirement Plan Protective IUL 101  + IUL 101 video Protective, Cash Value Life Insurance Video Mutual of Omaha, Minimizing Retirement Risks with IUL Email: sales@theasagroup.com Phone: (501)...

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